/* BALAGI Auto — pilot, Phase 1. Design system adaptirano iz internog FinOra reference stila. */
:root {
  --navy: #17263f;
  --navy-2: #223758;
  --ink: #17263f;
  --text: #44536a;
  --muted: #738096;
  --accent: #d9822b;
  --accent-2: #f0a860;
  --cream: #f8f5ef;
  --soft: #f2f5f8;
  --white: #ffffff;
  --line: #e2e8ef;
  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 28px;
  --shadow: 0 18px 50px rgba(23,38,63,.08);
  --shadow-sm: 0 8px 28px rgba(23,38,63,.06);
  --container: 1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:#fbfcfd;color:var(--ink);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
.container{width:min(var(--container),calc(100% - 40px));margin:0 auto}
a{text-decoration:none;color:inherit;transition:.2s ease}
a:hover{color:var(--accent)}
p{margin-bottom:18px;color:var(--text)}
ul,ol{margin:0 0 20px 24px;color:var(--text)}
h1,h2,h3,h4{color:var(--ink);letter-spacing:-.025em;line-height:1.15}
h1{font-size:clamp(2.4rem,5.4vw,4.6rem);margin-bottom:22px}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem);margin:0 0 18px}
h3{font-size:1.3rem;margin:0 0 12px}
main{min-height:70vh}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.eyebrow{display:inline-block;font-size:.74rem;text-transform:uppercase;letter-spacing:.14em;font-weight:800;color:var(--muted);margin-bottom:12px}
.eyebrow--accent{color:#a15c14}

/* Header */
.site-header{background:rgba(23,38,63,.96);color:#fff;position:sticky;top:0;z-index:1000;box-shadow:0 1px 0 rgba(255,255,255,.08);backdrop-filter:blur(16px)}
.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:nowrap}
.logo{font-size:1.6rem;font-weight:800;letter-spacing:-.04em;color:#fff;white-space:nowrap}
.logo span{color:var(--accent-2)}
.primary-nav{display:flex;align-items:center;gap:22px}
.primary-nav a{color:#e7ebf1;font-weight:650;font-size:.92rem}
.primary-nav a:hover,.primary-nav a.is-active{color:#fff}
.primary-nav a.is-active{border-bottom:2px solid var(--accent-2)}
.nav-cta{padding:10px 16px;border:1px solid rgba(255,255,255,.25);border-radius:999px}
.nav-cta:hover{background:#fff;color:var(--navy)}
.nav-toggle{display:none;background:none;border:0;width:44px;height:44px;place-items:center;cursor:pointer}
.nav-toggle>span:not(.sr-only){display:block;width:22px;height:2px;background:white;margin:4px auto;border-radius:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:999px;border:1px solid transparent;font-weight:750;font-size:.95rem;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s ease;color:#fff;background:var(--accent)}
.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(23,38,63,.15);background:#c26f22;color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{background:var(--soft);color:var(--navy)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2);color:#fff}
.btn-light{background:#fff;color:var(--navy)}

/* Hero */
.hero{padding:78px 0 64px;background:radial-gradient(circle at 88% 15%,rgba(217,130,43,.14),transparent 32%),linear-gradient(180deg,#fff 0%,#fbfcfd 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:64px}
.hero-copy h1{max-width:720px}
.hero-lead{font-size:1.1rem;max-width:640px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 26px}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px 22px;color:var(--muted);font-size:.85rem}
.hero-trust span{display:flex;align-items:center;gap:8px}
.hero-trust span:before{content:"";width:7px;height:7px;background:var(--accent);border-radius:50%}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:30px}
.hero-card h3{font-size:1.2rem}
.hero-card ol{margin:0;padding:0;list-style:none;counter-reset:steps}
.hero-card ol li{counter-increment:steps;position:relative;padding:14px 0 14px 42px;border-bottom:1px solid var(--line)}
.hero-card ol li:last-child{border-bottom:0}
.hero-card ol li:before{content:counter(steps);position:absolute;left:0;top:12px;width:26px;height:26px;border-radius:50%;background:var(--cream);color:#a15c14;font-weight:800;font-size:.82rem;display:grid;place-items:center}
.hero-card ol li strong{display:block}
.hero-card ol li span{color:var(--muted);font-size:.88rem}

/* Sections */
.section{padding:88px 0}
.section--compact{padding:24px 0 68px}
.section--soft{background:var(--soft)}
.section-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:32px}
.section-heading>div{max-width:680px}
.section-heading>p{max-width:420px;margin:0}
.split-layout{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split-layout--reverse>*:first-child{order:1}
.section-copy{max-width:560px}
.check-list{list-style:none;margin:24px 0 28px;padding:0}
.check-list li{position:relative;padding:8px 0 8px 30px}
.check-list li:before{content:"";position:absolute;left:0;top:15px;width:14px;height:8px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}

/* Step / card grids */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps-grid--two{grid-template-columns:repeat(2,1fr)}
.step-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);padding:26px;min-height:210px}
.step-card--accent{background:var(--cream)}
.step-number{position:absolute;right:22px;top:18px;font-size:.75rem;font-weight:800;color:#aab3bf}
.step-card h3{font-size:1.3rem;margin-top:10px}
.step-card p{font-size:.94rem;margin:0}

.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:30px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);padding:26px}
.card h3{margin-top:0}

.feature-card{border:1px solid var(--line);border-radius:var(--radius-md);padding:24px;background:#fff}
.feature-card h3{font-size:1.15rem}
.feature-card .meta{color:var(--muted);font-size:.78rem;margin-bottom:10px;text-transform:uppercase;letter-spacing:.05em;font-weight:700}
.library-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}

/* Trust strip */
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:26px 0}
.trust-item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;text-align:center}
.trust-item strong{display:block;font-size:1rem;color:var(--navy)}
.trust-item span{font-size:.8rem;color:var(--muted)}

/* Callout */
.callout{padding:26px 28px;border-radius:16px;border-left:4px solid var(--accent);background:var(--cream);margin:26px 0}
.callout p{margin:0;color:var(--text)}
.callout--dark{background:var(--navy);border-left-color:var(--accent-2)}
.callout--dark p{color:#c7d0dc}

/* Conversation / CTA panel */
.conversation-section{padding-top:64px}
.conversation-panel{background:var(--navy);border-radius:var(--radius-lg);padding:46px;display:flex;align-items:center;justify-content:space-between;gap:46px}
.conversation-panel>div{max-width:740px}
.conversation-panel h2{color:#fff}
.conversation-panel p{color:#c7d0dc;margin-bottom:0}

/* Forms */
.contact-form{padding:30px;max-width:680px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}
.contact-form label{display:block;margin-top:15px;font-weight:700}
input[type="text"],input[type="email"],input[type="tel"],select,textarea{width:100%;padding:12px 13px;border:1px solid #cfd8e3;border-radius:12px;font:inherit;background:#fff;color:var(--ink);outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 4px rgba(217,130,43,.14)}
.form-row{display:flex;gap:20px;flex-wrap:wrap}
.form-row>div{flex:1 1 200px}
.privacy-consent{display:flex;align-items:flex-start;gap:10px;margin-top:18px;font-size:.9rem;color:var(--text);line-height:1.5}
.privacy-consent input{width:auto;margin-top:3px;flex:0 0 auto}
.form-note{font-size:.85rem;color:var(--muted);line-height:1.55;margin-top:14px}
.form-status{display:none;margin-top:18px;padding:14px 16px;border-radius:12px;font-size:.92rem}
.form-status.is-visible{display:block}
.form-status--pending{background:#fff4e6;color:#8a4d0f;border:1px solid #f0c98a}

/* FAQ (native <details>/<summary>) */
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);overflow:hidden;margin-bottom:12px}
.faq-item summary{padding:19px 22px;font-weight:750;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--muted);font-weight:400;margin-left:12px}
.faq-item[open] summary::after{content:"−"}
.faq-item summary:hover{background:var(--soft)}
.faq-item p{padding:0 22px 20px;margin:0}

/* Article / blog */
.article-content{padding:clamp(24px,4vw,48px);max-width:860px;margin:40px auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg)}
.article-content .meta{color:var(--muted);font-size:.88rem}

/* Footer */
footer{background:var(--navy);color:#c7d0dc;padding:50px 0 26px;font-size:.9rem}
.footer-modern{display:grid;grid-template-columns:1.4fr .8fr 1fr;gap:40px}
.footer-brand p{max-width:420px;color:#9fabb9;margin-top:14px}
.footer-nav,.footer-legal{display:grid;gap:9px;align-content:start}
.footer-modern a{color:#d8dee7}
.footer-modern a:hover{color:#fff}
.footer-bottom{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:14px;color:#8f9cad}

@media(max-width:980px){
  .hero-grid,.split-layout{grid-template-columns:1fr;gap:40px}
  .steps-grid,.card-grid,.library-grid{grid-template-columns:1fr 1fr}
  .trust-strip{grid-template-columns:1fr 1fr}
  .footer-modern{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
  .section-heading{align-items:start;flex-direction:column;gap:10px}
}
@media(max-width:760px){
  body{font-size:16px}
  .primary-nav{display:none;position:absolute;top:68px;left:14px;right:14px;background:var(--navy);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:16px;box-shadow:0 18px 40px rgba(0,0,0,.2);flex-direction:column;align-items:stretch}
  .primary-nav.is-open{display:flex}
  .primary-nav a{padding:10px 4px}
  .nav-toggle{display:block}
  .hero{padding:54px 0 40px}
  .section{padding:60px 0}
  .steps-grid,.card-grid,.library-grid,.trust-strip{grid-template-columns:1fr}
  .conversation-panel{padding:28px;align-items:flex-start;flex-direction:column}
  .footer-modern{grid-template-columns:1fr}
  .footer-brand{grid-column:auto}
  .footer-bottom{grid-column:auto}
  .form-row{flex-direction:column}
}

/* Cookie banner */
.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:1200;max-width:640px;margin:0 auto;background:var(--navy);color:#dbe1ea;border-radius:16px;padding:18px 20px;box-shadow:0 20px 50px rgba(0,0,0,.25);display:flex;flex-wrap:wrap;align-items:center;gap:14px;opacity:0;transform:translateY(12px);pointer-events:none;transition:opacity .25s ease,transform .25s ease}
.cookie-banner.is-visible{opacity:1;transform:translateY(0);pointer-events:auto}
.cookie-banner p{margin:0;font-size:.86rem;color:#c7d0dc;flex:1 1 280px}
.cookie-banner a{color:#f0c98a;text-decoration:underline}
.cookie-banner__actions{display:flex;gap:10px;flex-wrap:wrap}
.cookie-banner__actions button{border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;padding:9px 14px;border-radius:999px;font:inherit;font-size:.85rem;cursor:pointer}
.cookie-banner__actions button[data-cookie-accept]{background:var(--accent);border-color:var(--accent);color:#fff}

/* Scroll reveal */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
.reveal.is-visible{opacity:1;transform:translateY(0)}